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Old 27-11-2018, 11:10 AM   #1
csv8
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Smile Car, Caravan and Pet Insurance Quotes

I got a few quotes for car, caravan and pet insurance.

My i20 varies from $310 a year agreed value of $12,200 with Woolworths. To :
Budget Direct $515 ! They have too pay for their tv ads ! 60% NCB.
Pet Insurance is much the same. But with Pet Insurance it depends on breed for premium and exclusions. I have a Newfoundland and it varies from $1100 with RSPCA to PetPlan $2200 ! "because you have a giant breed dog" RSPCA has the least exclusions for giant breed dogs.
Caravan Insurance, CIL premium went up $130 to $850 with no claims ,for $47k agreed value. Shopped around RACQ is $797 to NRMA $1200. Rang CIL reason for large premium increases is number of claims, By increasing my access to $600 it came down to $784.
Insurance it pays to shop around.
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Old 27-11-2018, 06:10 PM   #2
Trevor 57
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Default Re: Car, Caravan and Pet Insurance Quotes

shop around my friend and do some research, there is a huge duopoly with Insurance companies, a bit like Coles and Woolworths

SunCorp own AAMI, GIO, Bingle, Apia, Just Car Insurance, Shannons, InsureMyRide, Vero, Terri Scheer, CIL, Asteron and Tyndall
https://www.suncorpgroup.com.au/about/brands

IAG own CGU, WFI, NRMA Insurance, RACV Insurance, SGIO, SGIC, Swann Insurance
https://www.iag.com.au/about-us/what-we-do/our-business


We only insure with Allianz or QBE (not part of the duopoly and being Australian)
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Old 27-11-2018, 10:14 PM   #3
Ben73
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Default Re: Car, Caravan and Pet Insurance Quotes

I wouldn't bother with pet insurance. Find out the premium, then save that money into a bank account each year and hope for the best.
I had it for a little while and got rid of it after they tried to weasel their way out of a claim.
They ended up paying, but they tried to tell me the cuts on my dogs nose was a 'pre existing condition'
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