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| The Pub For General Automotive Related Talk |
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08-03-2014, 05:25 PM
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Regular Member
Join Date: Feb 2005
Location: Nowra, NSW
Posts: 287
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I've seen ads regarding comprehensive motor insurance where if you get the option within two years of the car being purchased (and you are the original owner), if the car is a write-off you'll get a replacement new car of the same model, etc.
Is this worth the extra cost? Is there fine print that you really have to be aware of? |
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08-03-2014, 05:42 PM
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#2 | ||
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FF.Com.Au Hardcore
Join Date: Mar 2012
Posts: 642
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always make sure you tell them of all modifications etc... otherwise you'll be giving them an out.
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08-03-2014, 08:21 PM
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#3 | ||
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FF.Com.Au Hardcore
Join Date: Dec 2004
Location: The Shakey Isles
Posts: 3,428
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I had this when I bought my last Subaru, it was just a standard feature of the Subaru Insurance and didn't cost extra plus it was for three years.
Only problem was from about two years and six months onwards I kept wanting to throw it into a pole so could get another newie. |
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08-03-2014, 08:26 PM
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#4 | ||
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FF.Com.Au Hardcore
Join Date: Jun 2013
Location: Adelaide
Posts: 1,584
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my ex bought a honda, insurance thru the dealer (allianz)included new for old for 4 yrs, only cost 15 per month more than a standard policy with some other inclusions i cant remember.
After 5 yrs we went back to a standard comp policy for 20 bucks less per month.
__________________
____________________ 2019 LDV G10 2009 Mitsubishi Express-GONE 2011 Honda Jazz ____________________ |
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08-03-2014, 09:14 PM
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#5 | ||
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FF.Com.Au Hardcore
Join Date: Mar 2005
Posts: 1,710
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I did use this once.
Triton was written off but hardly. .. I'm sure they would have gotten a good price for it at the auctions. Was about a year and a half old glr diesel. 85k needed tyres and timing belt done. Got a Newie! |
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08-03-2014, 10:42 PM
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#6 | ||
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Thailand Specials
Join Date: Aug 2009
Location: Centrefold Lounge
Posts: 48,369
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Totalled my Focus about 4 weeks after buying it new from the dealership floor, had to fight tooth an nail for AAMI to replace it with a new car.
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08-03-2014, 11:49 PM
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#7 | ||
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FF.Com.Au Hardcore
Join Date: Aug 2006
Location: Newcastle
Posts: 1,061
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i think a relo had their prado written off with new for old - but the spec level they had wasn't made anymore so they were offered a base model as replacement. relo was not happy as they were out of pocket the difference between base model and the spec level they had..
can't remember if they had any luck fighting it, but it might be worth checking the fine print for details on spec levels and what will be offered if yours is written off
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-Tim |
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09-03-2014, 12:53 AM
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#8 | ||
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Experienced Member
Join Date: Sep 2006
Location: Australasia
Posts: 7,338
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New for old is standard on my policy so I think it is OK, I think most insurance companies are now introducing this feature to get you to sign up with them.
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09-03-2014, 12:29 PM
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#9 | |||
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Beginner
Join Date: Mar 2011
Location: Penrith
Posts: 61
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Quote:
I experience a fight with NRMA for 2 years after they put me back on the road with a misaligned chassis frame front to rear after being hit from behind. Their solution was to put a castor kit in the front and then set the car so it would not crab down the road... Do you think it would wear its tyres evenly after that.... I ended up trading a $30k car for only $15k as a result of their cheap repairs and stand over tactics.... They work to +/- 3mm rule regardless of the manufacturers body repair manual stated all measurements must be symmetrical....
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1967 XR Falcon, Cleveland Top Loader, 9 Inch (XT exterior appearance) TE50 No 82 Manual, Brembos, Charcoal interior Daily Driver Crap 2012 SSV Z Series Heron White Ute 288rwKW tuned by Autotech Engineering |
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09-03-2014, 06:05 PM
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#10 | ||
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Lurking......
 
Join Date: May 2009
Posts: 449
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Be careful with new for old.
My uncle had a fight with QBE back in the late nineties. He bought a brand new VT Clubsport series I. Had the 5L engine in it. 12 months later it got stolen and the insurance company tried to buy him a second hand one. The problem was Holden had released the VT series II and upgraded the engine to the 5.7L. Their argument was the car he owned was technically no longer being made. He saw red and being an ex cop went to town fighting them. He went down to the local Holden dealer and managed to get the factory to make him a new one with a 5L ute engine in it. Fortunately for him the VS ute was still being made and running the old engine. QBE not happy but they paid and he got his new car. |
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09-03-2014, 11:22 PM
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Go the Hogster!
Join Date: Sep 2008
Location: Brisbane
Posts: 2,518
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Quote:
__________________
Nitro XR50 - the last brand new one in OZ  first registered Oct 2011. |
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'New for old' car insurance - is it worth it?
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