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Old 25-07-2019, 03:15 PM   #1
XB GS 351 Coupe
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Default Unregistered Vehicle Permit

I am looking at moving a car using an unregistered vehicles permit, it's a 550km trip I will be doing, the car is roadworthy and in perfect working order.

My issue is getting insurance for the trip.

I have tried NRMA and Shannons who don't want to know about it.

Got to love Shannons only been a customer of theirs for 25 plus years with zero claims.

Anyone have had any luck doing this??
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Old 25-07-2019, 03:36 PM   #2
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Default Re: Unregistered Vehicle Permit

Iím sure Shannonís covered me moving a car to Tasmania a couple of years ago. They took VIN, engine number and rego was TBA.
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Old 25-07-2019, 04:22 PM   #3
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Default Re: Unregistered Vehicle Permit

Easy choice in Qld but I assume you want it for NSW.
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Old 25-07-2019, 04:35 PM   #4
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Default Re: Unregistered Vehicle Permit

specifically what insurance are you after for the trip?
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Old 25-07-2019, 07:57 PM   #5
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Default Re: Unregistered Vehicle Permit

Why don’t you sign up for a monthly policy and cancel it after a couple of weeks?
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Old 25-07-2019, 08:22 PM   #6
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Default Re: Unregistered Vehicle Permit

I remembered what I did, Shannons covered it under the old (expired/cancelled) number, just to fill the hole in their form. When it was re-plated in Tassie, I simply called to update the keeper's address and plates.
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Old 25-07-2019, 10:14 PM   #7
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Default Re: Unregistered Vehicle Permit

Quote:
Originally Posted by danzvtil View Post
Why donít you sign up for a monthly policy and cancel it after a couple of weeks?
because the car would be unregistered making the policy void in the event of a claim. A reasonable person would disclose that fact upon renewal
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Old 25-07-2019, 11:05 PM   #8
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Default Re: Unregistered Vehicle Permit

Quote:
Originally Posted by CitroŽnbender View Post
Iím sure Shannonís covered me moving a car to Tasmania a couple of years ago. They took VIN, engine number and rego was TBA.
Spoke to Shannons extensively today they were not interested, their exact words were, QUOTE : 'no money in it for us and too much risk'

I have had cars and bikes insured with Shannons for over 25 years, never had a claim, have had no accidents at all of any sort for about 20 years, never had any at fault accident, no tickets of any kind for about 14 years.

Cars I have had with Shannons include: XB GT sedan, FPV GT 40th anniversary, XB GS Coupe, EL XR8, Harley Davidson Fat Boy, H3 Hummer, and probably others I can't think of at the moment.
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Old 25-07-2019, 11:06 PM   #9
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Default Re: Unregistered Vehicle Permit

Quote:
Originally Posted by LG17 View Post
Easy choice in Qld but I assume you want it for NSW.
Car is in the Gold Coast and will be driven to Port Macquarie.
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Old 25-07-2019, 11:08 PM   #10
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Default Re: Unregistered Vehicle Permit

Quote:
Originally Posted by xxx000 View Post
specifically what insurance are you after for the trip?
Comprehensive accident insurance, I have never driven an uninsured car since getting my license over 30 years ago.
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Old 25-07-2019, 11:09 PM   #11
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Default Re: Unregistered Vehicle Permit

Again what type of insurance are you wanting?
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Old 25-07-2019, 11:12 PM   #12
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Default Re: Unregistered Vehicle Permit

Quote:
Originally Posted by XB GS 351 Coupe View Post
Comprehensive accident insurance, I have never driven an uninsured car since getting my license over 30 years ago.
Aha, we replied at the same time

I've had UVP's many times and never bothered with Comp Insurance for the trip
Not sure who could help you if Shannons etc have declined you
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Old 25-07-2019, 11:12 PM   #13
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Default Re: Unregistered Vehicle Permit

Quote:
Originally Posted by danzvtil View Post
Why donít you sign up for a monthly policy and cancel it after a couple of weeks?
Because they charge you cancellation fees and a bunch of other fees that would make it not viable.

Then at the end of the day I have no idea if they would even pay out if something happens.

I mean the Roads and Traffic Authority are happy to issue me with a green slip and temporary registration for the trip, but insurance companies won't cover the trip.

Shannons has done their dash with me, they will never see me as a customer again.
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The Project 1 : '74 XB GS Big Block Coupe, Toploader, 9" with 4.11's

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Old 25-07-2019, 11:13 PM   #14
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Default Re: Unregistered Vehicle Permit

Sounds like getting the car shipped is your only solution then
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Old 25-07-2019, 11:15 PM   #15
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Default Re: Unregistered Vehicle Permit

Quote:
Originally Posted by xxx000 View Post
Aha, we replied at the same time

I've had UVP's many times and never bothered with Comp Insurance for the trip
Not sure who could help you if Shannons etc have declined you
I don't really feel comfortable driving a 70K car uninsured for 600km, chances are nothing will happen, but with my luck some idiot will run into it with an unregistered car and no income.

Or even worse I will loose my house with damage caused in an accident.

I did not even want full cover for the full amount, I said anything they will insure it for will be fine.
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Old 25-07-2019, 11:21 PM   #16
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Default Re: Unregistered Vehicle Permit

Itís odd, I wasnít going to drive uninsured for similar reasons of concern - yet in June 2017 the person I spoke to at Shannonís had no misgivings. Could well be theyíve reviewed their risks since then.
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Old 25-07-2019, 11:21 PM   #17
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Default Re: Unregistered Vehicle Permit

Quote:
Originally Posted by xxx000 View Post
Sounds like getting the car shipped is your only solution then
Will be making more phone calls tomorrow, any insurance company that talks sense will be getting my business from now on.

Shannons has kicked me one too many times now, the amounts of money I have paid them over the decades and they literally do nothing for you.
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The Rough Runner : '74 XB Fairmont Station Wagon

The Project 1 : '74 XB GS Big Block Coupe, Toploader, 9" with 4.11's

The Project 2 : '74 XB GS 351 Fairmont Sedan

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Old 25-07-2019, 11:26 PM   #18
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Default Re: Unregistered Vehicle Permit

Quote:
Originally Posted by CitroŽnbender View Post
Itís odd, I wasnít going to drive uninsured for similar reasons of concern - yet in June 2017 the person I spoke to at Shannonís had no misgivings. Could well be theyíve reviewed their risks since then.
Quite possible, or just gotten more greedy.
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The Rough Runner : '74 XB Fairmont Station Wagon

The Project 1 : '74 XB GS Big Block Coupe, Toploader, 9" with 4.11's

The Project 2 : '74 XB GS 351 Fairmont Sedan

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Old 25-07-2019, 11:30 PM   #19
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Default Re: Unregistered Vehicle Permit

Sadly Shannons has become the same as the other compainies. My daily was damaged when some unit ran up the rear while texting or playing some game on her phone, they tried to get me to take it to the nearest Capitol SMART sausage factory quick fix repair centre. They are owned by Suncorp these days I believe, who also use the same repairers.
Iím sorry to hear of your situation, but Iíd be inclined to get it registered in NSW prior to the drive so you can get comprehensive insurance or just have it transported. If itís on the Gold Coast itís not far to transport it to the border for rego. I hope you sort it out.
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Old 25-07-2019, 11:34 PM   #20
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Default Re: Unregistered Vehicle Permit

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Sadly Shannons has become the same as the other compainies.
Agree 110%.


Quote:
Originally Posted by Dave1966 View Post
Iíd be inclined to get it registered in NSW prior to the drive so you can get comprehensive insurance or just have it transported.
Definitely something I have been considering, but I don't really want it registered yet, but it might be something I have to do.

Quote:
Originally Posted by Dave1966 View Post
If itís on the Gold Coast itís not far to transport it to the border for rego. I hope you sort it out.
Yeah not far from boarder at all.
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The Project 2 : '74 XB GS 351 Fairmont Sedan

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Old 26-07-2019, 08:15 AM   #21
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Default Re: Unregistered Vehicle Permit

Just bite the bullet and buy insurance for the year
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Old 26-07-2019, 08:54 AM   #22
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Default Re: Unregistered Vehicle Permit

Quote:
Originally Posted by XB GS 351 Coupe View Post
Car is in the Gold Coast and will be driven to Port Macquarie.



It may be easier to apply for a permit in Qld if you can.
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Old 26-07-2019, 09:10 AM   #23
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Default Re: Unregistered Vehicle Permit

Save yourself time and pay an insurance broker. They will let you know what is possible and perhaps come up with a range of solutions. Or let you know you are wasting your time trying.
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Old 26-07-2019, 09:24 AM   #24
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Default Re: Unregistered Vehicle Permit

i have shannons laid up cover and asked them about a UVP, they told me i just need to call up and swap over to comprehensive insurance before the trip and swap back after the trip.

or even laid up will cover it for being stolen or damaged just not under its own power
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Old 26-07-2019, 09:33 AM   #25
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Default Re: Unregistered Vehicle Permit

Competition between companies is great for the consumer, isn't it ? [/sarcasm]

Quote:
Suncorp trades under a number of brands, including AAMI, Apia, Shannons, InsureMyRide, Vero, Terri Scheer, Bingle, CIL, Asteron and Tyndall insurance brands in Australia.
Get the car transported or you accept the risk and drive it.




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Old 26-07-2019, 09:46 AM   #26
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Default Re: Unregistered Vehicle Permit

Whats wrong with the car trailer you have?
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Old 26-07-2019, 09:54 AM   #27
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Default Re: Unregistered Vehicle Permit

are you after fully comprehensive or just the minimum required?

I went through this with a customer a few weeks back, and with a permit originating in qld, i'm pretty sure the insurance was made available when applying online
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Old 26-07-2019, 10:13 AM   #28
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Default Re: Unregistered Vehicle Permit

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Originally Posted by LG17 View Post
It may be easier to apply for a permit in Qld if you can.
It'd have to be a Q'land permit as the trip originates there
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Old 26-07-2019, 11:58 AM   #29
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Default Re: Unregistered Vehicle Permit

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Competition between companies is great for the consumer, isn't it ? [/sarcasm]

Get the car transported or you accept the risk and drive it.
and the other one in the Insurance duopoly is IAG, they own most of the other brands

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IAG operates some of Australia's leading general insurance brands including NRMA Insurance, CGU, SGIO, SGIC, Swann Insurance, WFI and Lumley Insurance.
Tha's why I deal mainly with Allianz or QBE
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Old 26-07-2019, 12:29 PM   #30
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Default Re: Unregistered Vehicle Permit

If its worth $70K then pay to get it transported. how much $$ are we talking?
Plus when you subtract the cost of the insurance policy (that you can't get)
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