Mine had the same problem and also the trim piece that runs along the roof line that covers where the panels join also faded and started to crack so what I did was took it to a panel beater and got him to respray and fix it.
They did an OK job but warned it might happen again so now I try and keep it well polished in the hope it might delay it.
Don't ask me what it cost but it wasn't a lot and now the car looks a lot better.
If your sircon is not working take it back because it means you have a leak somewhere in the system. Any half decent repairer should be able to test for this, I think they use a dye in the system which shows up where the leak is.
Hope this helps.
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Owning a Cougar is like owning a Super Model
Good to own but "High Maintenance" 
2000 Model Eibach Cougar (Auto) - Now dead & buried 
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