Re: Insurance thread
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To insure my car it costs me effectively $37.50 per month for an agreed value of $6000.
If it does cost you $12.50 for third party property then effectively it is costing me $20 per month to insure my XR8 comprehensively.
For $20 per month, I don't have to worry about if someone hits me and trying to get them to pay for it. If I have an accident, I give my version of events to the insurance company and they look after it all.
As you say, it is a risk whether you insure it or not.
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