I emailed my broker last Friday and he has put in a rate retention request. I figure if I don't ask, I don't get. If they say no I'm no worse than I am now. It's not a big deal but if you can claw buck a couple hundred backs, then why not?
Sorta like car insurance, the computer works it all out and if you call up you can get a better deal.
I got a response today saying they are jammed with requests so at least a 7 business day wait