[T3rminator]

Originally Posted by prktkljokr

What would happen is the insurer will pay you out less the salvage value, you will then have to deal with the repairer, the insurer will have nothing to do with it.

But a private repair is cheaper than a insurance repair as they don't have to abide by the insurers rules, and they will repair a part rather than replace.

Originally Posted by hayseed

My experience is ; It'll depend on the Company Or the Bloke you're dealing with..
Most things are a bit subjective..

Just found the Vicroads site with the various write off definitions.

https://www.vicroads.vic.gov.au/regi...rite-off-types

Repairable write-offs
Repairable write-offs are vehicles that can be repaired, but the cost of repairs would probably be more than the vehicle's worth.

A vehicle’s registration will be cancelled when it’s added to the WOVR as a repairable write-off. If that happens to a vehicle in your name, we’ll send you a letter that details what you need to do, and the requirements to get the vehicle back on the road.

To get a repairable write-off back on the road, you need to repair the vehicle in accordance with the manufacturer’s standards, then get a Victorian VIV certificate and a roadworthy certificate.

See repairing a written-off vehicle for more information.

The red bit is what I would want to avoid. Is there a law that states insurers must register it as a RWO if they pay you out as such? Who decides?