something else that i found recently, if you dont have full comp and someone hits your car, if they are blotto or have no insurance you may never get paid if they are the no job, no assets, no hoper types.
i found this out from the guy i bought an XF rear damaged recently, ordinarily he would have gotten 3 grand insurance paid to him, the sheila that hit his car was high as a kite and cos she was having a hissy fit the police and ambo were called, hence a blood test taken and even though she did have insurance, if they find any tricks in her blood insurance will probably call BARLEYS and he's lost his registred reliable transport, and has to fina a replacemnt with his own pocket. not great in his case as hes a 74 year old pensioner.
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